In 2026, the Massachusetts Medicaid income limits 2026 decide if you can get in. These limits change a bit every year based on something called the Federal Poverty Level (FPL).
This guide is for anyone – like families, kids, pregnant people, older folks, or if you have disabilities. We’ll keep it simple so you can figure out if you qualify. But heads up, always check the official site for your exact situation cuz rules can update.
What’s MassHealth Anyway?
MassHealth is basically Massachusetts’ version of Medicaid. It’s health insurance for people who don’t make a lot of money. It covers a bunch of stuff like:
- Doctor checkups
- Hospital stays
- Prescriptions
- Mental health help
- And lots more
There are different types:
- MassHealth Standard: Main one for families, kids, pregnant women, seniors, and disabled people.
- CommonHealth: For disabled folks who might make more money but need extra help.
- CarePlus: For adults without kids who have low income.
- Limited: Emergency stuff for some immigrants.
- Programs to help with Medicare costs if you’re older.
Over 2 million people in MA use it – it’s one of the best in the country!
Massachusetts Medicaid Income Limits 2026: Quick Overview
The MassHealth income limits 2026 are based on percentages of the FPL. They use something called MAGI (Modified Adjusted Gross Income) for most people.
Big things to know:
- Adults 19-64 (not on Medicare): Up to about 138% of FPL.
- Kids and pregnant women: Often higher, like 200% or more.
- Seniors (65+) and disabled: Different rules, sometimes with asset checks.
- Limits update every year. Right now in early 2026, we’re using the latest numbers, but check mass.gov for changes.
MassHealth Income Limits Chart 2026
Here’s a simple table for the main adult limit (138% FPL for people 19-64). These are monthly amounts – yearly is 12 times that.
Kids/pregnant women can go higher!
| Family Size | Monthly Income Limit (Adults 19-64) | Yearly Income Limit | Rough 100% FPL Monthly (for reference) |
| 1 | Around $1,810 | Around $21,720 | $1,305 |
| 2 | Around $2,440 | Around $29,280 | $1,763 |
| 3 | Around $3,070 | Around $36,840 | $2,221 |
| 4 | Around $3,700 | Around $44,400 | $2,680 |
| 5 | Around $4,330 | Around $51,960 | $3,138 |
| 6 | Around $4,960 | Around $59,520 | $3,596 |
| 7 | Around $5,590 | Around $67,080 | $4,055 |
| 8 | Around $6,220 | Around $74,640 | $4,513 |
| Extra person | + about $630 | + about $7,560 | + about $458 |
For seniors or disabled, limits might be lower or have spend-down options. Always check official charts!
Who Can Get MassHealth? Different Groups
It depends on who you are:
- Adults 19-64: Up to 138% FPL. No asset check for most.
- Kids: Up to 150-300% FPL depending on age.
- Pregnant Women: Up to 200% FPL.
- Seniors 65+: Often up to higher for Medicare help, but assets might matter (like $2,000 limit).
- Disabled People: CommonHealth has no top limit but might have premiums.
You also need to live in MA, be a citizen or qualified immigrant, etc.
Check more update on SNAP Benefits GA 2026
SNAP vs MassHealth Income Limits – What’s the Diff?
A lot of people get both SNAP (food stamps) and MassHealth. Here’s how they’re different:
- SNAP: You can make up to 200% FPL for most families (even higher if old or disabled). They subtract some stuff from your income.
- MassHealth: Stricter for adults (138%), but nicer for kids/pregnant.
For a family of 4:
- SNAP might let you make more.
- MassHealth for adults stops lower.
If you get SNAP, definitely check MassHealth too!
Check out more on SNAP Benefits Cut by State in 2026.
How Do You Sign Up for MassHealth?
It’s not hard:
- Online: Go to mahealthconnector.org or mass.gov/masshealth.
- Phone: Call 1-800-841-2900.
- In Person: Find a MassHealth center.
- Mail: Send in a paper form.
You’ll need:
- Pay stubs or income proof
- Social Security numbers
- Proof you live in MA and citizenship stuff
- Info about your family
It takes about 45 days, but faster if it’s urgent.
What If Your Money Is a Little Too High?
No worries, there are options:
- Spend-Down: Use extra money on medical bills to qualify.
- Premiums: Pay a sliding fee for some programs.
- Other Help: Subsidized plans or Medicare savings.
Talk to someone who knows benefits for tips.
FAQs – Massachusetts Medicaid income limits
What’s the income limit for MassHealth in 2026?
For regular adults, about 138% FPL – like $1,810 a month for one person. Higher for kids and pregnant people.
Does SNAP money count for MassHealth?
Yeah, most income counts the same way.
Can I get it with a part-time job?
Totally! As long as your total is under the limit.
Do savings or stuff I own matter?
Not for most families and adults. But yes for some seniors/disabled (like $2,000 limit).
Wrapping It Up
The Massachusetts Medicaid income limits 2026 help tons of people get health coverage. Use this chart to get an idea, but apply for real to know for sure.
Things change yearly, so peek at mass.gov or call them. This is just info – not official advice.
For more, check our pages on SNAP Benefits 2026 or general Medicaid rules.
Written by someone who’s been studying US benefits stuff for years. Based on official sites like mass.gov and HHS. Updated January 2026.
